Easiest/best (?) way paying for your C8

[Top Off Action]

Realizing it might be different from dealership to dealership, does anyone know if the biggest dealerships will let you pay by credit card. I want the miles, so to speak To some this might sound crazy (I dunno) but I did it on a boat with roughly the same price tag.

[UCF.Fan48]

Realizing it might be different from dealership to dealership, does anyone know if the biggest dealerships will let you pay by credit card. I want the miles, so to speak To some this might sound crazy (I dunno) but I did it on a boat with roughly the same price tag.

Good Idea! Most say NO... would love to do it on my Apple Card... no points just cash discount paid the same day. 3% on all Apple products. For the most part CC points are a scam...

[JoeNJ’68]

Maybe do a cash advance on the card and pay the dealer? I’ve done down payments with a CC, but that’s been it. Dealers don’t want to pay the CC fee and I would agree with them!

[jagtoes]

I've only delt with a few dealers and the most they would take on a CC was up to $1000 and it was for deposit on the purchase.

[Milliwatt Rob]

I doubt you could pay for the entire car on a credit card. Merchants have to absorb about 3% to Visa or MasterCard, which is why some people who take credit cards impose a surcharge. However, I think you could probably pay for any accessories that can be purchased through the parts department with a CC.

When I bought my C7 at MacMulkin, I had them handle the paint film application job, and paid for that by CC.

Of course, when I ultimately buy my C8, I will have about $3000 to apply to the purchase price from my original issue GM Card handled by Capital One.

[Boomer]

My dealer allows payment by credit for a limited amount of the purchase, like about $2,000. I don't bother. I just write them a personal check for the amount due.

[tkracing1]

A dealer might let you use a credit card for a portion of the cost or down payment, but don't expect to pay for the whole thing with plastic.

Even if you can use a credit card, expect to pay a fee that raises your costs and offsets the value of any rewards.

[meyerweb]

The last car I bought the dealer let me put $2000 of the price on a card. Criswell also has a $2000 limit. I did put my deposits on a card, so in total I'll get a rebate on $4000. Better than nothing.

Credit cards cost the vendor money, from 1.5% to 3% of the charge amount. So charging $60,000 would cost the dealer about $900.

[Sigmon]

My dealer let me put my 5k deposit on my card.

[tooold2race]

Over the years I've always used credit cards to pay for virtually everything. I've found that on 'big ticket' items, the sellers usually cap the amount they will put against a card because of their cost of using it. I guess if they really want to move some merchandise and their margins allow it, there should be no problem. I don't think that's the case with C8's right now.....

[5632]

If I were a dealer I would accept credit cards as long as the buyer paid an additional 3%.

[netsinah]

Like others, I was allowed a $5,000 credit card amount towards my C8 purchase, similar to other vehicles I've bought. I thought that to be standard but perhaps it depends upon the practice in your area.

[GTS Bruce]

Write a check

[Denizen]

Bag o cash.

People pay for groceries with checks and credit cards. This is the biggest purchase you'll ever make next to a house, probably.

So make it an occasion where you plop a small duffel on the desk, zip it open and display stacks of cold hard cash. "Is cash acceptable"?😃

Just make sure to use small bills as $85K looks pretty small in $100s. $20 bills or less and they'll never forget you at the dealership. Just don't do $1s as someone has to count it all. Twice.

Unless you're a drug dealer where else will you ever see all that cash? So stroll in on delivery day with your best Tony Montana impression and have some fun.😉😎

[sunsetC8]

Good way to get a visit from the IRS!